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Personal Contract Purchase

The Personal Contract Plan is a flexible finance option that allows you to keep your options open until the end of your agreement term. This is a popular option for many customers who feel their circumstances and requirements may change over time.

Tell us your payment terms, deposit amount and estimated mileage, then we will calculate your monthly fixed repayment amount. A portion of the car’s value will be deferred as an optional final payment. When your agreement comes to an end you will have three choices and will be able to pick the one that best suits you and your requirements at that time. These options will be:

  • Option 1: Part exchange your current car for a different Sinclair Direct Swansea vehicle on a new PCP agreement, transferring any equity.
  • Option 2: Pay the optional final payment and own the car.
  • Option 3: Return your car, subject to condition and mileage checks, and walk away.

The video below explains PCP and its benefits in more detail. If you would prefer to discuss the PCP plan with our friendly team, they’d be happy to help. Simply call us on 01792 626 447 or submit an enquiry here.

Finance available at Sinclair Direct Swansea
Our flexible finance plans can help take the strain away from buying your next car. Even if you have a bad credit history, we may still be able to help you. Ask our team for more information.
Easy Application – Our team are on hand to help you complete your application in no time at all.
Fast Decision – Depending on your personal circumstances you could be agreed within 10 minutes.
Spread the Cost – Flexible repayment terms up to 49 months. The decision is yours.
Fixed Payments – Your standard monthly payment will never change.